If you're thinking about taking out an insurance policy but not sure whether you can afford it, there's some good news - your superannuation fund may be able to provide you with the cover you need. In fact, if you’re in your employer’s default fund you...
Nobody likes to dwell on the worst, especially when life is going smoothly. But this is actually the time when you should think about what plans you have in place if you were to get seriously — or even fatally — ill or injured. Thankfully,...
Why have personal insurance? Through your working life, you may have taken out some personal insurance – cover to help give you or any dependants financial security if you were unable to work due to sickness or injury, or if you should become terminally ill or...
Who are empty nesters? Empty nesters are a varied group. Many are living with partners, but quite a few live alone. Some own their homes outright, while others are still paying off their mortgage, or renting their home. And while a few are only years away...
PROTECTING YOUR INCOME, YOUR FAMILY AND YOUR FUTURE Our society has become used to everything being “quick and easy”. Unfortunately, that can also apply to the process of insuring your income and your financial well being. Many people that have taken insurance via on-line or telephone sales people...
Australian Super has increased its premium rates again in 2014. The Total increase in GSC premium in last 2 years is 119%, which is more than double. Also the Death & TPD insurance premium has increased by 85% in last 2 years. From 29 March 2014...
Child cover provides financial help to families if a child falls critically ill or worse, if they pass away. It’s a thought no one wants to entertain, however sadly 200,000 children in Australia fall critically ill each year. From as little as $1.08 a month, CommInsure...
Last year I wrote the following article regarding one of our retired clients that had to dip into their savings to support family members. We have been reminded of this situation with a similar event impacting on another client who is now preparing for retirement. “Last week,...
Life is so uncertain. It is nearly impossible to predict the next turn it will take. Neither can you control it. Ever wondered what will happen if you come home with an injury that will take quite some time to heal and a without pay...
Not sure how much life insurance you need ?
