Financial Planning

Highlights: US Federal Reserve commences the dialling down of QE3. Low Australian interest rates set to continue through 2014. Australian residential housing finishes 2013 on a strong note. Content DECEMBER MARKET PERFORMANCE The Pulse US Federal Reserve commences the dialling down of QE3. Low Australian interest rates set to continue through 2014. Australian...

Synopsis Highlights: US Government partial ‘shutdown’ dominated the headlines. Political game playing reached new high US economy continues to grow, but at a slow pace This month, the Australian dollar increased in value compared to most major currencies Content OCTOBER MARKET PERFORMANCE The Pulse US Government partial ‘shutdown’ dominated the headlines. Political...

Nicholas Lipscombe, NAB Private Wealth Private Client Executive, shares his top 4 debt strategies.
Take control Your first step to a smarter debt strategy is to get a clear picture of your overall financial position. To do this, list all of your debts and ongoing expenses including property loans, investment loans, car loans, credit cards, business ventures, insurances and taxes, as well as general living, so you know what you’re paying out each year or month.

SEPTEMBER MARKET PERFORMANCE  

The Pulse

  • Europe, Japan and China continuing to gain traction
  • Election of Coalition Government and Lower Interest Rates improving Australian Business and Consumer Confidence
  • Australian residential housing shows further upward momentum

Global economies

In global economies last month, manufacturing data continued to show signs of improvement. The improved data out the US has been accompanied by the recovering Eurozone, particularly data out of Germany and France, while China appears to have stabilised following the weaker results seen earlier this year. Japan is also showing a positive response to the massive monetary and fiscal stimulus. The improving global growth outlook is looking to become more synchronised across countries in 2014.

Legislative changes confuse 500,000 insured Australians using self-managed superannuation fund. Still, huge growth in SMSF retirement savings continues. Hence, TAL’s David Glen said clients and advisers must work together to determine what would provide best for life insurance needs: SMSF, retail superannuation or outside superannuation.   Thorough...

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