Did you know that tailored personal insurance super structuring can give you a greater choice and affordability of your life Insurance and Income Protection? If you have known about this before yet have doubts about the possible benefits, then now is the time you consider it seriously. In the past, you only had the choice [...]

Income protection offers you the financial assistance that you need in case you become incapable to work for a certain period of time due to sickness or accidental injuries. However, not all individuals are qualified to get coverage for this particular type of insurance. Insurance companies in Australia carefully consider your occupation and determine whether [...]

Why do people need to take out Income Protection insurance? It’s simple! It’s to ensure that you protect your income which services your commitments and maintains your living standards. You protect your house, your car, by having insurance coverage, but don’t you realise, that without protecting your income, any of this will not be possible? [...]

You’ve got recommendations from colleagues and friends, you’ve read quite a good reviews for Insurance providers, you’ve got choices, now you’re confused than ever over which Income Protection Insurance to buy. So, how do you make the process easier? Pick the one that you’ve come across simply because it offers the cheapest rates? That’s definitely [...]

Working 8 hours a day, 5 days a week just to earn money can very much take a toll on you. And if you’re not healthy enough, stress may likely lead to an illness, which can render you incapable to work for a certain period. Who will take care of the medical bills – and [...]

Who said that income protection is available for employed individuals alone? Because whoever that was didn’t know that even self-employed individuals can get coverage too. Income protection is basically a type of insurance that pays out in the event that the policyholder is not able to work for a certain period due to sickness or [...]

AIA Life announces the following range of updates to help clients purchase insurance within super. Purchasing income protection insurance is made easy through appropriate cover level payments through superannuation. This means greater insurance purchase flexibility for clients.  Self-employed individuals representing the biggest percentage in growth opportunity will benefit.  Employees without employer superannuation support need no [...]

Most people wouldn’t consider going without car insurance. Although we don’t expect to have an accident every time we get behind the wheel, we are aware of the possibility and take precautions to protect our vehicle and our finances accordingly. Strangely enough, when it comes to our income, many of us don’t provide ourselves with [...]

Income protection insurance is important no matter what profession you are in. Medical professionals have a few risks unique to their occupation which means that they need to find a policy which is geared to their specific circumstances. Income protection insurance is designed to provide a portion of your regular income in the event that [...]

Not all insurance companies are created equal as the recent announcement of TAL (formerly Tower) as the 2011 winner of the Plan for Life/AFA Life company of the year award demonstrates. This is the second year running that TAL has taken this prestigious award after a thorough evaluation process which also takes into consideration feedback [...]