Archive for April 2010

Oliver's Insights – Asian shares in a secular bull market

This note looks at the outlook for Asian economies and shares. The key points are as follows: – Asian economies are undergoing a normal cyclical rebound on the back of a strong rebound in global trade, easy economic policies and strong domestic demand. Growth will likely remain robust going forward. – While Asian shares have [...]

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Oliver's Insights – The Greek debt debacle

This note looks the crisis surrounding Greece and its public debt. The key points are as follows: – The ongoing Greek debt debacle, along with worries about increased bank regulation and Chinese tightening, has the potential to contribute further to a correction in shares in the short term. – It’s unlikely that the Greek situation [...]

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Oliver's Insights – How high will the Australian cash rate go?

This note looks at the outlook for the Reserve Bank of Australia’s cash rate. The key points are as follows: – The Reserve Bank of Australia is continuing to warn of further interest rate increases as interest rates are returned to ‘more normal levels’. This is evident in the minutes from the April Board meeting [...]

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History of Life Insurance

Life insurance is made to ensure that no financial hardships occur in the family after the death of the person. It is a contract between the policy holder and the insurer in which the latter pays premium for specific periods which may be for life and get cash benefits after the period or after his/her [...]

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Oliver's Insights – Shares at new recovery highs

This note looks at the outlook for the share markets. The key points are as follows: – Share markets have broken out to new recovery limits. The Dow Jones index in the US is back over 11,000 points. Asian shares are rising above January recovery highs and the Australian share market has pushed through the [...]

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Oliver's Insights – The Australian dollar breaking higher

This notes looks at the outlook for the Australian dollar. The key points are as follows: – The Australian dollar appears to be resuming its rising trend. While the US dollar picture has become more mixed, the combination of strong commodity prices, a rising interest rate differential in Australia’s favour and relatively strong public sector [...]

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Oliver's Insights – Australian house prices – overvalued but undersupplied

This note looks at the outlook for Australian house prices. The key points are are as follows: – Australian housing remains very expensive, but undersupply continues to be an issue. Worsening affordability is likely to constrain average house price growth to around 5% over the year ahead. – Expensive housing and high household debt levels [...]

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Oliver's Insights – Revisiting the 'worry list' for investors

Shares are often said to climb a wall of worry so this note reviews the current ‘worry list’ facing investors. The key points are as follows: – It seems that there are still plenty of things for investors to worry about: a double dip in the global economy; high private and public-sector debt in key [...]

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