This note provides a review of the economic and investment scene in 2009 and examines the outlook for 2010. The key points are as follows: – 2009 has been a year of recovery. First in share markets and then in global economic activity. Whilst unlisted assets, such as property, have remained under pressure, they always [...]

What if? No one likes to think about the ‘what ifs’ – but unfortunately they do happen. Here are a few of the most common. What if you injured your back playing sport and couldn’t work for six months? What if you wre driving were home one night and another driver made sure you could [...]